Terms and Conditions

TERMS AND CONDITIONS Last Updated: [sep 2, 2026] Welcome to YANTRALOKA APPHUB (A BVTECHNOGROUP'S VENTURE/BRAND)(“Platform", "Website", "Application", "App", "we", "us", or "our"). These Terms and Conditions ("Terms", "Terms and Conditions" or "Agreement") govern your access to and use of the [YANTRALOKA APPHUB] website, mobile applications, software, AI-powered applications, AI agents, machine-learning tools, APIs, automation services, educational tools, business tools, agricultural tools, innovation tools, and other products or services made available by us from time to time (collectively, the "Services"). By accessing, registering with, purchasing, subscribing to, or using any part of the Services, you agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Services. 1. ABOUT THE PLATFORM [YANTRALOKA APPHUB] is a centralized technology platform designed to provide access to multiple digital applications, AI-powered tools, machine-learning solutions, intelligent agents, automation systems and related services. The Services may support activities and use cases including, but not limited to: * Business management and productivity * Education and learning * Career development and skill development * Agriculture and agro-related activities * Research and innovation * Content generation * Data analysis * Marketing and sales * Customer support * Business automation * Financial or business planning tools * Document and information processing * AI-powered assistants and agents * Industry-specific utilities * Decision-support tools * Other applications and services introduced by us from time to time Individual applications, agents or tools may have additional terms, instructions, disclaimers or usage restrictions. Such additional terms shall form part of these Terms where applicable. 2. ELIGIBILITY You may use the Services only if: 1. You are legally capable of entering into a binding agreement; 2. You comply with applicable laws and regulations; 3. The information provided by you during registration is accurate and complete; and 4. Your use of the Services does not violate these Terms. If you are using the Services on behalf of a company, institution, educational organization, business, government body or other legal entity, you represent that you have authority to accept these Terms on its behalf. If you are under the applicable age of majority, you may use the Services only with the involvement and consent of your parent, legal guardian, school or other authorized person, where required by applicable law. 3. ACCOUNT REGISTRATION Certain Services may require you to create an account. You agree to: * Provide accurate and current information; * Maintain the confidentiality of your login credentials; * Not share your account with unauthorized persons; * Immediately notify us of unauthorized access or suspected security breaches; * Keep your profile and account information updated; and * Accept responsibility for activities conducted through your account, subject to applicable law. We reserve the right to suspend or terminate accounts containing false, misleading, fraudulent or incomplete information. 4. PLATFORM SERVICES We may provide different categories of applications, AI agents, tools and services through the Platform. These may be: * Free; * Paid; * Subscription-based; * Usage-based; * Credit-based; * Trial-based; * Enterprise-specific; * API-based; or * Provided through third-party services. We reserve the right to introduce, modify, replace, suspend or discontinue any Service, feature, application, agent, model, integration or functionality at any time. Where reasonably practicable, we may provide notice of significant changes affecting paid Services. 5. AI AND MACHINE-LEARNING SERVICES The Platform may use artificial intelligence ("AI"), machine learning ("ML"), generative AI, large language models, computer vision, speech technologies, recommendation systems, predictive analytics and automated decision-support technologies. You acknowledge that AI-generated results may: * Contain errors; * Be incomplete; * Be inaccurate or outdated; * Misinterpret your instructions; * Produce biased or unsuitable results; * Generate information that appears authoritative but is incorrect; * Produce similar or substantially similar outputs for different users; or * Require human verification. AI outputs should therefore be treated as assistive information and not automatically as authoritative or professional advice. You are responsible for reviewing and validating AI-generated outputs before relying on them. 6. NO GUARANTEE OF AI OUTPUTS We do not guarantee that AI-generated content, recommendations, predictions, analyses, classifications, summaries, responses or other outputs will be: * Accurate; * Complete; * Reliable; * Current; * Suitable for your particular circumstances; * Free from errors or bias; or * Appropriate for any specific purpose. You agree not to rely solely on an AI-generated output when making decisions involving significant financial, legal, medical, educational, agricultural, employment, business, investment, safety or other material consequences. Where appropriate, you should consult a qualified professional. 7. HUMAN REVIEW AND DECISION-MAKING Unless expressly stated otherwise, our Services are designed to assist users and are not intended to replace human judgment. You remain responsible for decisions made using information, recommendations or outputs generated through the Platform. For example, if an AI tool provides: * A business recommendation; * Agricultural recommendations; * Educational recommendations; * Marketing suggestions; * Financial calculations; * Investment-related information; * Career suggestions; * Business forecasts; * Risk assessments; or * Other decision-support information, you should independently evaluate the information before taking action. 8. SECTOR-SPECIFIC DISCLAIMER Certain Services may operate in specialized fields such as agriculture, education, business, finance, employment, healthcare, legal information, research or other industries. Unless expressly stated otherwise, our Services do not constitute professional advice. The Platform does not replace: * A qualified lawyer; * Chartered accountant; * Financial adviser; * Investment adviser; * Doctor or healthcare professional; * Agricultural expert; * Teacher or educational institution; * Engineer; * Architect; * Business consultant; or * Any other appropriately qualified professional. You are responsible for obtaining professional advice where required. 9. AGRICULTURE AND AGRO-RELATED SERVICES Some Services may provide agricultural information, recommendations, forecasts, crop-related information, weather-related insights, soil analysis, farming suggestions, market information, productivity recommendations or other agro-related outputs. Such outputs may depend on: * User-provided information; * Location information; * Weather conditions; * Soil characteristics; * Crop variety; * Farming practices; * Market conditions; * Data availability; * Third-party information; and * AI/ML predictions. Agricultural outcomes can vary substantially due to environmental, climatic, biological, market and operational factors. We do not guarantee crop yield, agricultural profitability, production levels, market prices, weather conditions or financial returns unless expressly provided under a separate written agreement. 10. BUSINESS AND COMMERCIAL TOOLS Business-related tools may provide estimates, recommendations, forecasts, templates, strategies, analytics or automation. Such outputs are intended for informational and decision-support purposes. We do not guarantee: * Revenue; * Sales; * Profits; * Customer acquisition; * Business growth; * Lead generation; * Market success; * Investment returns; * Cost savings; or * Any particular commercial outcome. 11. EDUCATIONAL SERVICES Educational tools may provide explanations, learning materials, assessments, study plans, quizzes, recommendations, summaries, tutoring assistance or other educational content. AI-generated educational content may contain errors. Students, teachers, institutions and parents should independently verify important academic information. Use of the Platform does not guarantee examination results, admission, employment, certification, grades, scholarships or career outcomes. 12. USER INPUT AND CONTENT You may provide information, text, documents, images, audio, video, data, prompts, instructions, files or other materials to the Platform ("User Content"). You represent that: 1. You have the necessary rights and permissions to submit the User Content; 2. Your User Content does not unlawfully infringe the rights of another person; 3. Your User Content does not violate applicable laws; 4. You have obtained necessary permissions for personal or third-party information included in your submissions; and 5. You will not intentionally submit malicious code, harmful files or other materials designed to compromise the Platform. 13. PROCESSING OF USER CONTENT Depending on the Service being used, User Content may be processed by our systems and, where necessary, by third-party technology, cloud, AI, analytics, communication or infrastructure providers. Processing of personal information is governed by our Privacy Policy. By using the relevant Services, you authorize us and applicable service providers to process the information necessary to provide the requested functionality, subject to applicable law and our Privacy Policy. 14. AI AGENTS AND AUTOMATED ACTIONS Certain Services may include AI agents capable of performing tasks automatically or semi-automatically. Depending on the Service, an agent may be able to: * Generate content; * Analyze information; * Send communications; * Create reports; * Perform workflows; * Search information; * Interact with connected applications; * Process documents; * Schedule activities; * Perform repetitive business tasks; or * Execute other authorized actions. You are responsible for reviewing the permissions granted to an AI agent and the actions it is authorized to perform. You must not provide an AI agent with authorization to perform activities that you are not legally or otherwise permitted to perform. Where technically available, users should review and configure agent permissions, approval requirements and automation settings before enabling automated actions. 15. AUTOMATED ACTIONS AND THIRD-PARTY SYSTEMS Where an AI agent interacts with third-party systems, the availability and performance of those actions may depend on the third party. We are not responsible for: * Third-party service outages; * Changes to third-party APIs; * Third-party account restrictions; * Third-party pricing changes; * Incorrect third-party data; * Actions taken by third-party systems; or * Losses caused by third-party system failures, except where liability cannot legally be excluded. 16. THIRD-PARTY AI MODELS AND SERVICES Our Services may rely upon or integrate with third-party: * AI models; * Machine-learning models; * Cloud infrastructure; * APIs; * Data providers; * Search services; * Communication platforms; * Payment providers; * Analytics services; * Storage providers; and * Other technology providers. Third-party services may change, become unavailable, impose limitations or modify their terms. We may replace or modify third-party technologies at any time where reasonably necessary to operate or improve the Platform. 17. THIRD-PARTY LINKS AND SERVICES The Platform may contain links, integrations or references to third-party websites, applications, products or services. We do not control and are not responsible for third-party services, content, security practices, availability, policies or transactions. Your use of third-party services may be governed by their own terms and privacy policies. 18. INTELLECTUAL PROPERTY Unless otherwise stated, the Platform and its components, including: * Software; * Website; * Mobile applications; * Source code; * User interface; * Branding; * Logos; * Designs; * Graphics; * Databases; * Workflows; * AI agents; * Platform architecture; * Documentation; * Proprietary algorithms; * Models developed by us; * Content created by us; and * Other platform materials are owned by or licensed to [BVTECHNOGROUP] and are protected under applicable intellectual-property laws. Nothing in these Terms grants you ownership of our intellectual property. 19. USER-GENERATED OUTPUT Subject to applicable law, third-party model terms and any limitations communicated for a particular Service, you may use outputs generated for you through the Platform for your lawful purposes. However: * AI-generated outputs may not be unique; * Similar outputs may be generated for other users; * You are responsible for verifying outputs; * You must ensure that your use of outputs does not infringe third-party rights; and * Certain Services may impose additional restrictions. Where an output incorporates third-party material, your rights may be subject to the applicable third-party terms. 20. PLATFORM LICENSE Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for its intended purposes. You may not: * Copy the Platform; * Reverse engineer it; * Decompile it; * Attempt to obtain source code; * Create unauthorized derivative works; * Resell access without authorization; * Circumvent technical restrictions; * Scrape the Platform at scale; * Use automated systems to abuse the Platform; * Attempt to extract proprietary models or algorithms; or * Use the Platform to develop a competing service by unauthorized means. 21. PROHIBITED ACTIVITIES You must not use the Platform to: 1. Violate any applicable law; 2. Commit fraud or deception; 3. Impersonate another person or organization; 4. Harass, threaten or abuse others; 5. Generate or distribute unlawful content; 6. Upload malicious software; 7. Attempt unauthorized access; 8. Circumvent security mechanisms; 9. Conduct unauthorized surveillance; 10. Infringe intellectual-property rights; 11. Conduct phishing or credential theft; 12. Manipulate or abuse automated systems; 13. Generate deceptive information for unlawful purposes; 14. Abuse AI agents or automation features; 15. Attempt to overload or disrupt the Platform; 16. Extract data through unauthorized automated means; 17. Use the Platform for activities prohibited by applicable law; or 18. Encourage others to engage in prohibited activities. We may suspend or terminate accounts involved in prohibited activities. 22. ACCURACY OF USER INFORMATION You are responsible for ensuring that information provided to the Platform is accurate and sufficiently complete for the intended Service. Incorrect, incomplete or misleading input may result in incorrect AI or automated outputs. We are not responsible for errors caused primarily by inaccurate, incomplete or misleading User Content. 23. FEES, SUBSCRIPTIONS AND PAYMENTS Certain Services may require payment. Applicable pricing, subscription periods, usage limits, taxes, credits, quotas and payment terms will be communicated before purchase or subscription. Unless otherwise stated: * Fees must be paid using supported payment methods; * Applicable taxes may be charged separately or included as required by law; * Subscription fees may be non-refundable except where required by law or expressly stated in our refund policy; * Promotional pricing may be subject to additional conditions; and * Different Services may have different pricing structures. We reserve the right to change pricing prospectively with reasonable notice where required. 24. FREE TRIALS, CREDITS AND PROMOTIONAL OFFERS We may provide free trials, promotional credits, limited usage or special offers. Such offers may: * Be limited to eligible users; * Expire after a specified period; * Have usage restrictions; * Not be transferable; * Be withdrawn or modified; and * Be subject to additional conditions. Unless expressly stated otherwise, promotional credits have no cash value. 25. REFUNDS AND CANCELLATIONS Refund eligibility shall be governed by the refund or cancellation policy applicable to the relevant Service. Where no separate refund policy applies, refunds will be handled in accordance with applicable law and the circumstances of the transaction. Cancellation of a subscription may prevent future charges but may not automatically entitle the user to a refund for a previously completed billing period. 26. SERVICE AVAILABILITY We aim to provide reliable Services but do not guarantee uninterrupted availability. The Platform may occasionally be unavailable because of: * Maintenance; * Upgrades; * Technical failures; * Internet or network issues; * Cybersecurity incidents; * Cloud infrastructure failures; * Third-party service failures; * Force majeure events; or * Other circumstances beyond our reasonable control. 27. DATA BACKUP Unless a particular Service expressly provides backup or data-retention guarantees, you are responsible for maintaining appropriate copies of important User Content. We recommend maintaining independent backups of critical business, educational, agricultural, financial or other important information. 28. SECURITY We implement reasonable technical and organizational measures intended to protect the Platform and information processed through it. However, no internet-based system can be guaranteed to be completely secure. You acknowledge that transmission and storage of information over the internet involves inherent risks. 29. PRIVACY Our collection, use, storage and processing of personal information are governed by our Privacy Policy. By using the Platform, you acknowledge that you have read and understood the applicable Privacy Policy. 30. CONFIDENTIAL INFORMATION Where the Platform allows users to upload confidential business, educational, research or other information, users should review the applicable Service's privacy and data-handling terms before uploading sensitive information. Users should not upload confidential information where they do not have the authority to do so. For enterprise or specially contracted customers, confidentiality obligations may additionally be governed by a separate agreement or NDA. 31. COPYRIGHT COMPLAINTS If you believe that content available through the Platform infringes your copyright or other intellectual-property rights, you may contact us using the details provided in the "Contact Us" section. We may investigate legitimate complaints and take appropriate action in accordance with applicable law. 32. USER FEEDBACK If you voluntarily provide suggestions, recommendations, ideas, feature requests or other feedback regarding the Platform, you grant us permission to use such feedback without compensation or obligation to you, subject to applicable law. 33. BETA AND EXPERIMENTAL FEATURES We may provide beta, experimental, preview or early-access Services. Such features may: * Contain errors; * Have limited functionality; * Change without notice; * Become unavailable; or * Be discontinued. You use beta or experimental features at your own risk. 34. LIMITATION OF LIABILITY To the maximum extent permitted by applicable law, [BVTECHNOGROUP], its directors, employees, officers, affiliates, contractors, licensors and service providers shall not be liable for indirect, incidental, consequential, special or punitive damages arising from your use of the Platform. This may include, subject to applicable law: * Loss of profits; * Loss of revenue; * Loss of business opportunities; * Loss of data; * Business interruption; * Loss arising from inaccurate AI outputs; * Loss resulting from business decisions; * Agricultural losses; * Educational outcomes; * Investment losses; or * Losses caused by third-party services. Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law. 35. NO GUARANTEE OF RESULTS Use of the Platform does not guarantee any particular: * Business result; * Revenue; * Profit; * Investment return; * Agricultural yield; * Educational result; * Examination result; * Employment outcome; * Customer acquisition; * Productivity improvement; * Cost reduction; or * Other specific outcome. Results depend on numerous factors outside our control. 36. INDEMNIFICATION To the extent permitted by applicable law, you agree to indemnify and hold harmless [BVTECHNOGROUP], its affiliates, directors, officers, employees and service providers against claims, damages, losses, liabilities and reasonable expenses arising from: * Your violation of these Terms; * Your unlawful use of the Platform; * Your User Content; * Your infringement of third-party rights; * Unauthorized use of your account caused by your negligence; or * Your misuse of AI agents, automation or Platform Services. 37. SUSPENSION AND TERMINATION We may suspend, restrict or terminate your access to the Platform where: * You violate these Terms; * You engage in unlawful activity; * Your account presents a security risk; * You abuse the Services; * Payment obligations are not fulfilled; * You attempt to compromise the Platform; * Your activity may cause harm to other users or the Platform; or * We are required to do so by law. You may stop using the Platform at any time. Termination does not affect rights or obligations that accrued before termination. 38. CHANGES TO THE PLATFORM We may modify or update the Platform, including: * Applications; * AI models; * Agents; * Features; * Interfaces; * APIs; * Pricing; * Usage limits; * Integrations; and * Technical infrastructure. We may make such changes to improve security, performance, functionality, compliance or user experience. 39. CHANGES TO THESE TERMS We may update these Terms from time to time. Updated Terms will be published on the Platform with a revised "Last Updated" date. Where required by applicable law, we will provide additional notice of material changes. Your continued use of the Platform after the effective date of updated Terms constitutes acceptance of the revised Terms, subject to applicable law. 40. FORCE MAJEURE We shall not be responsible for failure or delay in performing our obligations caused by circumstances beyond our reasonable control, including: * Natural disasters; * Floods; * Earthquakes; * Fire; * Epidemics or pandemics; * War; * Terrorism; * Government action; * Internet disruptions; * Telecommunications failures; * Cloud infrastructure failures; * Cybersecurity incidents; * Power failures; or * Other events beyond our reasonable control. 41. GOVERNING LAW These Terms shall be governed by and interpreted in accordance with the laws of India, unless otherwise required by applicable law or expressly agreed under a separate written agreement. 42. JURISDICTION Subject to applicable law, disputes arising from these Terms or use of the Platform shall be subject to the jurisdiction of the competent courts at [NAGPUR, MH., INDIA]. 43. DISPUTE RESOLUTION Where appropriate, the parties should first attempt to resolve disputes through good-faith communication. If the dispute cannot be resolved amicably, either party may pursue remedies available under applicable law. For enterprise customers, separate agreements may provide for arbitration, mediation or other dispute-resolution procedures. 44. SEVERABILITY If any provision of these Terms is determined to be invalid, unlawful or unenforceable, the remaining provisions shall continue to remain effective to the maximum extent permitted by law. 45. WAIVER Failure by us to enforce any provision of these Terms shall not constitute a waiver of our right to enforce that provision in the future. 46. ASSIGNMENT You may not assign or transfer your rights or obligations under these Terms without our prior written consent, except where permitted by applicable law. We may assign or transfer our rights and obligations as part of a merger, acquisition, restructuring, sale of assets or similar transaction. 47. ENTIRE AGREEMENT These Terms, together with the Privacy Policy, applicable Refund Policy, Cookie Policy, subscription terms, product-specific terms and other agreements expressly incorporated into the Platform, constitute the agreement between you and [BVTECHNOGROUP] concerning your use of the Services. 48. CONTACT INFORMATION For questions, complaints, legal notices or other communications regarding these Terms, please contact: [BVTECHNOGROUP] Registered Office: 1) Atrey Layout, Pratap Nagar-440022 Nagpur, 2) Runwal Medows, Warje, Pune, Pune, Maharashtra 411058, India Email: contact@bvtechnogroup.com Phone: +917768816786 Website: https://bvtechnogroup.com/ 49. ACKNOWLEDGEMENT BY ACCESSING OR USING THE PLATFORM, YOU ACKNOWLEDGE THAT: 1. YOU HAVE READ THESE TERMS AND CONDITIONS; 2. YOU UNDERSTAND THEIR CONTENT; 3. YOU AGREE TO BE BOUND BY THEM; 4. YOU UNDERSTAND THAT AI-GENERATED OUTPUTS MAY CONTAIN ERRORS; 5. YOU ACCEPT RESPONSIBILITY FOR VERIFYING INFORMATION BEFORE RELYING ON IT; 6. YOU WILL USE THE PLATFORM LAWFULLY; AND 7. YOU WILL COMPLY WITH ALL APPLICABLE LAWS AND REGULATIONS. END OF TERMS AND CONDITIONS